Damage Assessment - FM Consulting

(055) 827 63 31
(012) 404 85 21
Operativ, Qərəzsiz, Dəqiq !
(055) 827 63 31
(012) 404 85 21
Operative, Indecent, Accuracy !
(055) 827 63 31
(012) 404 85 21
Operative, Indecent, Accuracy !
Operative, Indecent, Accuracy !
(055) 827 63 31
(012) 404 85 21
Operative, Indecent, Accuracy !
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Damage Assessment

        Estimation after the Gulf is the calculation of the market value of movable and immovable property of tenants, owners or other persons who suffered as a result of flooding or other water impact. In addition, as part of the assessment, the expert also calculates the cost of materials and the necessary restoration work to bring objects to the state in which they were before the accident.
Independent assessment after the Gulf can be carried out in the following situations:
• If you are flooded by the owners or tenants of the premises from the top. In this case, with the neighbors it will be necessary to agree on the amount of monetary compensation that will go into the repair and restoration work of the property. But if peace negotiations lead to nothing, you do not reach a mutual agreement, then you will have to go to court to resolve this dispute.
• Through the fault of the management company, there was a leakage of the roof, water pipes or heating pipes broke or spilled on the technical floor of the house, the sewage system became clogged or some other accident occurred.
• If, due to violation of the rules of construction and repair work or re-planning on the walls and ceiling, cracks or other damage occurred, the power supply was disrupted.
• If you are the culprit of flooding neighbors, but you are demanding unjustifiably large sums that do not correspond to the real amount of damage to property.
• If you are already involved in litigation on the issue of the Gulf, there is a need for an independent expert to assess damage after the Gulf.
        Practice shows that the assessment after the Gulf, held immediately after the accident, gives the most effective result. That is, if neighbors from the top have flooded you, do not waste time insulting and finding out with them the relationship. Contact the specialists of the FM Consulting evaluation company immediately. Our experts will inspect the flooded premises and damaged property, and then make all necessary calculations. Based on the results of the work, a specialist will prepare an evaluation report - an official document that has legal force in court.
During the inspection and examination it is necessary that the culprits of the Gulf are also present. At least three working days, you need to notify them about the need to participate by telegram or registered letter with a notification.
The person guilty of flooding has the right to be present when the appraiser performs work to determine damage from the bay, and also to make his own clarifications and comments in the property inspection report. However, if the culprit does not appear for examination, then his comments in court can not be taken into account.
During the inspection, specialists of the FM Consulting company will conduct a thorough examination of all the affected premises. All damages and defects are certified in the documentation, and also fixed by the camera. Photographs of movable and immovable property affected by flooding are part of expert opinions and evidence in litigation.
The FM Consulting company will perform a qualitative assessment of the damage after the bay in a short time. To be able to carry out the work, the customer must present the following documents:
• Technical passport for the premises of the BTI;
• Certificate of ownership of real estate;
• Passport of the owner of the apartment;
• Act of inspection of premises.
In addition, whenever possible, the customer should also provide the specialist with copies of checks and other documents that can confirm the value of the damaged material assets, the cost of repairs done before the flood, and other things.

Evaluation after a fire.
 
Sometimes things happen in life that are almost impossible to predict in advance. These are the circumstances that are virtually independent of us, they are happening, and we have to deal with their consequences.
The so-called household accidents can surprise any resident of an apartment building or owner, a tenant of the room. This may be the cracks that appeared as a result of illegal re-planning of residents of other apartments, the bay neighbors from above or the burning of a neighboring room. The most severe consequences are the fire, if it happens, in most cases the fire does considerable harm to immovable and movable objects.
If the insured property is covered by insurance, the process of reimbursement of damage becomes much easier. In this case, the assessment after a fire is conducted by specialists of the insurance company.
But cases are quite common when the owners of fire-damaged premises can not agree with the conclusions of the examination. In such a situation, the most reasonable is to turn to independent specialists. The evaluation company FM Consulting provides high-quality and professional services for damage assessment after a fire. Our specialists will conduct a survey of the affected facilities in a short time and prepare an evaluation report - an official document with which you can apply to the judicial authorities in order to collect from the insurance company the full amount of the payment.
If the property that was damaged in the fire was not insured, the person responsible for the accident is liable for compensation. After it is determined, you can go to court to protect your rights. To make this possible, you must have a certain package of documents in your hands, which also includes a report on the assessment of damage after a fire.
What if there was a fire in your room through the fault of another person?
• In the Ministry of Emergency Situations, write out a certificate of the fire that occurred.
• Collect a commission from your management company or other organization that operates the facility in order to compile a fire certificate in several copies. This document should describe in detail all the property that caused damage due to fire.
• If you can not agree with the culprit about the amount of cash compensation for the damaged property, you need to contact the valuation company. At a convenient time for you, inspection and examination will be scheduled.
• At least three working days before the scheduled inspection time, you need to notify the guilty person about the need to come to the examination (via registered mail with a notification or a telegram).
• After you receive the expert's report in the form of a damage assessment report, you can go to court to recover from the culprit the amount specified in this official document. In addition, if you win a lawsuit, all the costs spent for court hearings, as well as the costs of the services of a lawyer and an appraiser, the guilty person will be obliged to refund you.
In order for a specialist in the valuation company to evaluate after a fire, you need to provide him with the following documents:
• Notification of inspection.
• Documentation that establishes the ownership or lease of an object affected by the fire.
• Technical passport from BTI to the real estate object.
• Data of the customer who ordered the service: last name, first name, patronymic name, passport data, address and contact phone number. For the organization - its requisites.
Evaluation after an accident
Sometimes in their lives, car owners face such unpleasant situations as an accident on the road. From such an accident can not be insured, because it is almost impossible to predict how this or that participant of the road will behave. At the same time, both drivers and pedestrians can be responsible for the accident. To feel most comfortable and confident on the road, to understand how to behave in difficult situations, you need to know and remember the laws and rules of the road.
As a result of an accident, a vehicle can receive a different severity of damage. Evaluation of the car after an accident will help determine the amount of damage, its nature and severity, as well as the cost of works to restore the original state of the machine.
Now the whole order of compensation for damage caused by an accident is regulated by the statutory legislation on insurance of MTPL and CASCO. Therefore, if your car is insured under OSAGO, the insurance company will forward your application to its own appraisers to conduct the inspection and determine the damage. Very often, the amount specified in the insurers' report is not true. That's why most car owners seek help from independent valuation companies. Thus, FM Consulting, an appraisal company, can help with an objective assessment of vehicle damage. Our specialists will prepare an evaluation report - an official document, according to which the insurance company will be obliged to pay the amount indicated in it.
Evaluation after an accident has many purposes. So, it can be conducted in the following situations:
• If your vehicle is in the middle of an accident and has suffered some damage. In this situation, you are the injured party.
• If you are the culprit in the accident, and you are forced to pay for the repair of the affected vehicles, but the amount claimed for damages is unjustifiably overstated.
• If it seems to you that the expertise performed by the other party is not independent, and you have a desire to double-check it.
• If your car is damaged as a result of natural disasters (flood, snowfall, hurricane), falling of building structures, trees, actions of other persons, and at the same time you want to determine the exact damage caused to the car.
• If you need to file a counter expertise in order to protect your rights in the courts.
Evaluation of damage after an accident may seem normal, a typical procedure, especially for an experienced expert expert. But in fact, this is far from the case. Every incident that happened on the road has its own features, factors and peculiarities. And evaluation after an accident must take into account and take into account all these factors. In addition, the examination of the car is carried out based on all those characteristics of the car that participate in pricing in the secondary market of vehicles. Such a complex work, requiring the evaluator of many knowledge, can only be done by an experienced specialist.
Independent assessment of the car after an accident is based on the determination of the state of the object in the complex, and also the state of its elements separately. Specialists take into account the depreciation of the vehicle - the volume of functional wear of the car parts. In order to assess after an accident it was possible, the customer must provide the evaluator with the following documentation package:
• A photocopy of the customer's passport;
• A certificate of a traffic accident compiled by the traffic police;
• Certificate of state registration of the car;
• PTS;
• If the car dealer deals with the car service, you must also provide a service book;
• Customers-organizations are additionally required to provide a specialist with a certificate of the carrying value of the vehicle and the contract of sale.
Specialists of the FM Consulting appraisal company evaluate the car after an accident in several stages:
1. The customer of the service and the appraiser, who will consider the question asked, meet to determine the objectives and tasks of the examination and draw up a contract for evaluation. In any company, the examination should be carried out in full compliance with the Federal Law "On Appraisal Activities".
A person who is far from such an activity, can assume that in this case it does not matter which appraisal company will conduct the car examination. But in fact, this is not the case at all, because the importance is not only compliance with the law. An important role is played by the extent to which the evaluator is experienced and competent. Normative documents can be treated differently in each separately considered case. That is why the result of the assessment directly depends on the person who conducts it. Therefore, if it is necessary to determine the cost of a vehicle after an accident, it is worthwhile to trust companies that have already proven themselves in the market of similar services, such as the FM Consulting appraisal company.
The place and date of the vehicle inspection is chosen by the customer of the service. In doing so, he must take into account the possibility of the presence of other interested persons on it. They must be warned about the planned examination at least three days before it is conducted through a telegram or registered letter with a notification. If these citizens live in another city, you must also take into account the time that they will spend on the road.
2. The evaluator performs a thorough investigation of the vehicle, followed by a written description of the damage received and their photographic fixation. Before the examination, the expert should also describe the condition of the car before the accident. After that, the specialist must capture faults and defects that are not related to the accident. The difficulty lies in the fact that the expert must choose such angles when photographing so that the signs of the car, VIN and the readings on the speedometer can be seen.
Then the appraiser, which determines the cost of the car after the accident, marks all the damages that were received directly in the incident. At this stage it is worth paying the most attention.
The owner of the vehicle must prepare for the study in advance. The best solution is to carry out research in a special room with the necessary equipment. The machine must be cleaned of dirt and locks so that all its structural elements and parts are accessible.
The last step at this stage. This document also has its own requirements. So, check that:
• All information in the inspection report was evidently clear, without the possibility of any other interpretation.
• There should be no empty graphs and fields in the act, so that it is not possible to include information that does not correspond to reality.
• If it seems to you that not all the information in the document is justified and reliable, you should not sign it. If there are any doubts, it is better to leave a record "with the inspection certificate is acquainted", not using "agree".
3. At this stage, the participation of the vehicle owner is no longer required. Evaluation after an appraiser yourself. Based on the research conducted and documents received from the customer, the specialist performs all necessary calculations and conducts their detailed justification. The appraiser lists all detected defects and compilations a list of the features necessary to restore the appearance and characteristics of the vehicle. The conclusions for each element are confirmed by photographs. In the conclusion of the report, the damage is caused by an accident.
 
 
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