Estimation after the Gulf is the
calculation of the market value of movable and immovable property of tenants,
owners or other persons who suffered as a result of flooding or other water
impact. In addition, as part of the assessment, the expert also calculates the
cost of materials and the necessary restoration work to bring objects to the
state in which they were before the accident.
Independent assessment after
the Gulf can be carried out in the following situations:
• If you are flooded by the
owners or tenants of the premises from the top. In this case, with the
neighbors it will be necessary to agree on the amount of monetary compensation
that will go into the repair and restoration work of the property. But if peace
negotiations lead to nothing, you do not reach a mutual agreement, then you
will have to go to court to resolve this dispute.
• Through the fault of the
management company, there was a leakage of the roof, water pipes or heating
pipes broke or spilled on the technical floor of the house, the sewage system
became clogged or some other accident occurred.
• If, due to violation of the
rules of construction and repair work or re-planning on the walls and ceiling,
cracks or other damage occurred, the power supply was disrupted.
• If you are the culprit of
flooding neighbors, but you are demanding unjustifiably large sums that do not
correspond to the real amount of damage to property.
• If you are already involved in litigation on the
issue of the Gulf, there is a need for an independent expert to assess damage
after the Gulf.
Practice shows that the
assessment after the Gulf, held immediately after the accident, gives the most
effective result. That is, if neighbors from the top have flooded you, do not
waste time insulting and finding out with them the relationship. Contact the
specialists of the FM Consulting evaluation company immediately. Our experts
will inspect the flooded premises and damaged property, and then make all
necessary calculations. Based on the results of the work, a specialist will
prepare an evaluation report - an official document that has legal force in
court.
During the inspection and
examination it is necessary that the culprits of the Gulf are also present. At
least three working days, you need to notify them about the need to participate
by telegram or registered letter with a notification.
The person guilty of flooding
has the right to be present when the appraiser performs work to determine
damage from the bay, and also to make his own clarifications and comments in
the property inspection report. However, if the culprit does not appear for
examination, then his comments in court can not be taken into account.
During the inspection,
specialists of the FM Consulting company will conduct a thorough examination of
all the affected premises. All damages and defects are certified in the
documentation, and also fixed by the camera. Photographs of movable and
immovable property affected by flooding are part of expert opinions and
evidence in litigation.
The FM Consulting company will
perform a qualitative assessment of the damage after the bay in a short time.
To be able to carry out the work, the customer must present the following
documents:
• Technical passport for the
premises of the BTI;
• Certificate of ownership of
real estate;
• Passport of the owner of the
apartment;
• Act of inspection of
premises.
In addition, whenever
possible, the customer should also provide the specialist with copies of checks
and other documents that can confirm the value of the damaged material assets,
the cost of repairs done before the flood, and other things.
Evaluation after a fire.
Sometimes things happen in
life that are almost impossible to predict in advance. These are the
circumstances that are virtually independent of us, they are happening, and we
have to deal with their consequences.
The so-called household
accidents can surprise any resident of an apartment building or owner, a tenant
of the room. This may be the cracks that appeared as a result of illegal re-planning
of residents of other apartments, the bay neighbors from above or the burning
of a neighboring room. The most severe consequences are the fire, if it
happens, in most cases the fire does considerable harm to immovable and movable
objects.
If the insured property is
covered by insurance, the process of reimbursement of damage becomes much
easier. In this case, the assessment after a fire is conducted by specialists
of the insurance company.
But cases are quite common
when the owners of fire-damaged premises can not agree with the conclusions of
the examination. In such a situation, the most reasonable is to turn to
independent specialists. The evaluation company FM Consulting provides
high-quality and professional services for damage assessment after a fire. Our
specialists will conduct a survey of the affected facilities in a short time
and prepare an evaluation report - an official document with which you can
apply to the judicial authorities in order to collect from the insurance
company the full amount of the payment.
If the property that was
damaged in the fire was not insured, the person responsible for the accident is
liable for compensation. After it is determined, you can go to court to protect
your rights. To make this possible, you must have a certain package of
documents in your hands, which also includes a report on the assessment of
damage after a fire.
What if there was a fire in
your room through the fault of another person?
• In the Ministry of Emergency
Situations, write out a certificate of the fire that occurred.
• Collect a commission from
your management company or other organization that operates the facility in
order to compile a fire certificate in several copies. This document should
describe in detail all the property that caused damage due to fire.
• If you can not agree with
the culprit about the amount of cash compensation for the damaged property, you
need to contact the valuation company. At a convenient time for you, inspection
and examination will be scheduled.
• At least three working days
before the scheduled inspection time, you need to notify the guilty person
about the need to come to the examination (via registered mail with a
notification or a telegram).
• After you receive the
expert's report in the form of a damage assessment report, you can go to court
to recover from the culprit the amount specified in this official document. In
addition, if you win a lawsuit, all the costs spent for court hearings, as well
as the costs of the services of a lawyer and an appraiser, the guilty person
will be obliged to refund you.
In order for a specialist in
the valuation company to evaluate after a fire, you need to provide him with
the following documents:
• Notification of inspection.
• Documentation that
establishes the ownership or lease of an object affected by the fire.
• Technical passport from BTI
to the real estate object.
• Data of the customer who
ordered the service: last name, first name, patronymic name, passport data,
address and contact phone number. For the organization - its requisites.
Evaluation after an accident
Sometimes in their lives, car
owners face such unpleasant situations as an accident on the road. From such an
accident can not be insured, because it is almost impossible to predict how
this or that participant of the road will behave. At the same time, both
drivers and pedestrians can be responsible for the accident. To feel most
comfortable and confident on the road, to understand how to behave in difficult
situations, you need to know and remember the laws and rules of the road.
As a result of an accident, a vehicle can receive a
different severity of damage. Evaluation of the car after an accident will help
determine the amount of damage, its nature and severity, as well as the cost of
works to restore the original state of the machine.
Now the whole order of
compensation for damage caused by an accident is regulated by the statutory
legislation on insurance of MTPL and CASCO. Therefore, if your car is insured
under OSAGO, the insurance company will forward your application to its own
appraisers to conduct the inspection and determine the damage. Very often, the
amount specified in the insurers' report is not true. That's why most car
owners seek help from independent valuation companies. Thus, FM Consulting, an
appraisal company, can help with an objective assessment of vehicle damage. Our
specialists will prepare an evaluation report - an official document, according
to which the insurance company will be obliged to pay the amount indicated in
it.
Evaluation after an accident
has many purposes. So, it can be conducted in the following situations:
• If your vehicle is in the
middle of an accident and has suffered some damage. In this situation, you are
the injured party.
• If you are the culprit in
the accident, and you are forced to pay for the repair of the affected
vehicles, but the amount claimed for damages is unjustifiably overstated.
• If it seems to you that the
expertise performed by the other party is not independent, and you have a
desire to double-check it.
• If your car is damaged as a
result of natural disasters (flood, snowfall, hurricane), falling of building
structures, trees, actions of other persons, and at the same time you want to
determine the exact damage caused to the car.
• If you need to file a
counter expertise in order to protect your rights in the courts.
Evaluation of damage after an
accident may seem normal, a typical procedure, especially for an experienced
expert expert. But in fact, this is far from the case. Every incident that
happened on the road has its own features, factors and peculiarities. And
evaluation after an accident must take into account and take into account all
these factors. In addition, the examination of the car is carried out based on all
those characteristics of the car that participate in pricing in the secondary
market of vehicles. Such a complex work, requiring the evaluator of many
knowledge, can only be done by an experienced specialist.
Independent assessment of the
car after an accident is based on the determination of the state of the object
in the complex, and also the state of its elements separately. Specialists take
into account the depreciation of the vehicle - the volume of functional wear of
the car parts. In order to assess after an accident it was possible, the
customer must provide the evaluator with the following documentation package:
• A photocopy of the
customer's passport;
• A certificate of a traffic
accident compiled by the traffic police;
• Certificate of state registration
of the car;
• PTS;
• If the car dealer deals with
the car service, you must also provide a service book;
• Customers-organizations are
additionally required to provide a specialist with a certificate of the
carrying value of the vehicle and the contract of sale.
Specialists of the FM
Consulting appraisal company evaluate the car after an accident in several
stages:
1. The customer of the service
and the appraiser, who will consider the question asked, meet to determine the
objectives and tasks of the examination and draw up a contract for evaluation.
In any company, the examination should be carried out in full compliance with
the Federal Law "On Appraisal Activities".
A person who is far from such
an activity, can assume that in this case it does not matter which appraisal
company will conduct the car examination. But in fact, this is not the case at
all, because the importance is not only compliance with the law. An important
role is played by the extent to which the evaluator is experienced and
competent. Normative documents can be treated differently in each separately
considered case. That is why the result of the assessment directly depends on
the person who conducts it. Therefore, if it is necessary to determine the cost
of a vehicle after an accident, it is worthwhile to trust companies that have
already proven themselves in the market of similar services, such as the FM
Consulting appraisal company.
The place and date of the
vehicle inspection is chosen by the customer of the service. In doing so, he
must take into account the possibility of the presence of other interested
persons on it. They must be warned about the planned examination at least three
days before it is conducted through a telegram or registered letter with a
notification. If these citizens live in another city, you must also take into
account the time that they will spend on the road.
2. The evaluator performs a
thorough investigation of the vehicle, followed by a written description of the
damage received and their photographic fixation. Before the examination, the
expert should also describe the condition of the car before the accident. After
that, the specialist must capture faults and defects that are not related to
the accident. The difficulty lies in the fact that the expert must choose such
angles when photographing so that the signs of the car, VIN and the readings on
the speedometer can be seen.
Then the appraiser, which
determines the cost of the car after the accident, marks all the damages that
were received directly in the incident. At this stage it is worth paying the
most attention.
The owner of the vehicle must
prepare for the study in advance. The best solution is to carry out research in
a special room with the necessary equipment. The machine must be cleaned of
dirt and locks so that all its structural elements and parts are accessible.
The last step at this stage.
This document also has its own requirements. So, check that:
• All information in the
inspection report was evidently clear, without the possibility of any other
interpretation.
• There should be no empty
graphs and fields in the act, so that it is not possible to include information
that does not correspond to reality.
• If it seems to you that not
all the information in the document is justified and reliable, you should not
sign it. If there are any doubts, it is better to leave a record "with the
inspection certificate is acquainted", not using "agree".
3. At this stage, the participation of the vehicle
owner is no longer required. Evaluation after an appraiser yourself. Based on
the research conducted and documents received from the customer, the specialist
performs all necessary calculations and conducts their detailed justification.
The appraiser lists all detected defects and compilations a list of the
features necessary to restore the appearance and characteristics of the
vehicle. The conclusions for each element are confirmed by photographs. In the
conclusion of the report, the damage is caused by an accident.